| About Our Business Constituted in 2002, JSCS have succeeded to establish themselves as a group of professional banking consultants. With over 100 years of collective banking experience and internationally respected professional qualifications, our team remains the ultimate reference for banking authorities seeking to augment their institutions with sophisticated systems of operations, technical skills and management plans essential to foster faultless, low risk and world class customer service. JSCS addresses issues related to strategic planning, trade finance operations, retail banking operations, consumer finance, corporate banking operations, account relationship management, audit, automation and financial control. |
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| Checking LCs Documents Substantiating JSCS diligent drive for perfection, our latest authoritative book "Checking LCs Documents" in Arabic has truly become the most widely used text amongst academics, practitioners of international trade and practitioners of law in the Middle East. |
| Practical Letters of Credit Developed by internationally recognized trade finance experts, our "Practical Letters of Credit Training Program" remains the true mark of distinction amongst all training activities in the world of Letters of Credit. Outstandingly rated by all practitioners who attended it, this constantly demanded program has proven to be the most effective means to provide trade finance practitioners with the technical expertise they need to operate faultlessly and at the highest known standards. |
| Competitive Advantage In the Middle East region, we broke the language barrier. A formidable challenge to any firm, our office have succeeded to convert the complex technical language of trade into Arabic in a sound and coherent manner that would enable letters of credit practitioners to comply with the international standard banking practice as constituted by the ICC. In all other regions, our highly qualified consultants not only do they cover all fields of banking, but also they are fully committed to our firm; a matter that empowers us to initiate competitive prices which can seldom be offered by other firms. i.e. we don't have to out source at high costs thus we offer the better service at the lesser price. |
| Mission Propelled by our mission, we will lead banks to optimise the efficiency of their operations and minimise risks whilst adhering to service standards parallel to those adopted by first class world banks and in all types of transactions. |
| Principal Mr. Hagop Banayan, ACIB - Senior Consultant Holder of the Associateship of the Chartered Institute of Bankers in England, Mr. Banayan is by far, the most eminent banker in the Middle East. Mr. Banayan has over 40 years of experience as a senior top level executive in the HSBC Jordan during which he held, amongst his other important responsibilities, the post of the Corporate Manager. He was also the CEO of the Export and Finance Bank. As a Senior Strategist with a vast banking experience, Hagop Banayan ACIB will lead the JSCS Strategic Planning and risk management team. |
| Principal Mr. Yacoub E. Sifri, CDCS - Senior Consultant Holder of the Banking Certificate of the Jordanian Institute of Banking Studies 12 years of banking experience with HSBC Bank Middle East during which he held various Middle Management positions in the trade finance, corporate and retail sections of the bank. The author of three books on letters of credit namely; "Standby Letters of Credit - A Comprehensive Guide", "Checking LCs Documents" and "The Rules of Practice of Documentary Credits". The first was published in England by the Palgrave Macmillan. Sifri is our Senior Consultant on Trade Finance Operations, Retail Banking Operations, Corporate Banking Operations, Consumer Finance and Securities. |
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| Principal Mr. Elia E. Sifri - Senior Consultant A seasoned banker of 45 years of international banking experience with CitiBank, The British Bank of the Middle East and Jordan National Bank. Advisor on Corporate Credit Facilities, Banking Operations, Trade Finance and Audit. |
| Consultant on Banking Law and Legal Affairs Alfred Dayyat, PhD Law, Alfred Dayyat Law firm With over 35 years of practice, Dr. Dayyat is the legal advisor of major corporates in Jordan. Dr. Dayyat has authored numerous legal books on several divisions of law. A senior Lecturer in the school of law at the University of Jordan. |
| US Representative Mr. Ayman Shafiq Rabadi Advisor on Insurance Mr Ihab Elias Yacoub Syria Representative Miss Micheline Gorgeous Ibrahim Publishing Director Mrs. Rula Habash Public Relations Manager Mrs. Jihan M. Bajjali |
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The Banking Consultants and Educators